ISNOA has teamed up with CalSurance, the largest provider of E&O insurance in the country, to offer an outstanding Errors and Omissions (E&O) program.  By teaming with CalSurance, we can ensure that you will be provided with outstanding service that will exceed your expectations, coupled with a very comprehensive and competitively priced E&O product. CalSurance has over 45 years of experience and currently insures over 200,000 agents.  We have five (5) levels of coverage to select from, depending on the products you sell.  Depending on the coverage you select, you can obtain up to $2,000,000 per claim.   Certificate of Insurance is issued immediately with online enrollment.

If you would like to purchase any level of E & O Coverage listed below, you can immediately purchase coverage online.  JUST CLICK HERE.   If you need more information, or have questions on the E&O program, just email Bob Richardson.



2023 Rates

Level 1 Coverage:  (As low as $262 for new agents)

  • $500,000 per claim and $500,000 aggregate
  • Products: 

           -  Final Expense

           -  Mortgage Life

           -  Medicare Supplement Insurance

           
Level 2 Coverage: (As low as $275 for new agents)

  • Select $1 million to $2 million per claim and up to $3 million aggregate
  • Products: 

           -  Final Expense
           -  Mortgage Life

           -  Medicare Supplement Insurance

           -  Individual Health, Group Accident & Health Plans (provided such plans are fully insured at all times). 

           -  Coverage does not include Group or Ordinary Pension or Profit Sharing Plans, Individual Retirement Accounts, Keogh Plans, 401(k) or 501 (b) Plans


Level 3 Coverage: (As low as $330 for new agents)


  • Select 1 million to $3 million per claim and up to $3 million aggregate
  • Products:  

           -  Final Expense
           -  Mortgage Life

           -  Medicare Supplement Insurance

           -  Individual Health, Group Accident & Health Plans (provided such plans are fully insured at all times).  

           -  Individual and Group Life Insurance (other than Variable Life Insurance Products, Stranger Originated Life             Insurance (STOLI) and Corporate Owned Life Insurance (COLI)

           -  Long Term Care Insurance

           -  Disability Income Insurance

           -  Coverage does not include Group or Ordinary Pension or Profit Sharing Plans, Individual Retirement Accounts, Keogh Plans, 401(k) or 501 (b) Plans


Level 4 Coverage: (As low as $413 for new agents)

  • Select $1 million to $3 million per claim and up to $3 million aggregate
  • Products:  ​​

           -  Final Expense
           -  Mortgage Life
           -  Medicare Supplement Insurance
           -  Individual Health, Group Accident & Health Plans (provided such plans are fully insured at all times).  
           -  Individual and Group Life Insurance (other than Variable Life Insurance Products, Stranger Originated Life             Insurance (STOLI) and Corporate Owned Life Insurance (COLI)

           -  Long Term Care Insurance

           -  Disability Income Insurance

​           -  Fixed and Indexed Annuities

           -  Coverage does not include Group or Ordinary Pension or Profit Sharing Plans, Individual Retirement Accounts, Keogh Plans, 401(k) or 501 (b) Plans


Level 5 Coverage: (As low as $521 for new agents)

  • Select $1 million to $3 million per claim and up to $3 million aggregate
  • Products:  ​​

           -  Final Expense
           -  Mortgage Life
           -  Medicare Supplement Insurance
           -  Individual Health, Group Accident & Health Plans (provided such plans are fully insured at all times).  
           -  Individual and Group Life Insurance (other than Variable Life Insurance Products, Stranger Originated Life             Insurance (STOLI) and Corporate Owned Life Insurance (COLI)

           -  Long Term Care Insurance

           -  Disability Income Insurance
           -  Fixed and Indexed Annuities

​           -  Variable Life

           -  Variable Annuities

           -  Mutual Funds  

           -  Coverage does not include Group or Ordinary Pension or Profit Sharing Plans, Individual Retirement Accounts, Keogh Plans, 401(k) or 501 (b) Plans




ISNOA         iNsurance sales nETWORK OF aMERICA  (727)  773-6608

E & O Insurance Coverage for Insurance Agents
Life - Health - Annuities

45 Years of Experience - Over 150,000 Agents Covered !

Select from 5 levels of coverage !

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